An agentic Ecosystem for Financial Services

Seamlessly deploy, orchestrate, and scale AI agents to automate operations, optimize workflows, and enhance enterprise efficiency with effortless AI and cloud integration.

Our Agents at a glance

Pinakyne AI delivers a full suite of agent plugins, enabling seamless, end-to-end enterprise automation.

AI reasoning for complex workflows

Pinakyne's AI reasoning engine allows you to create complex workflows that can be used to automate your business.

Pinakyne Logo
Pinakyne
Workflow
Workflow Agents
Voice Agents
Audio Tools
Notifications
AC
Aditi Chatterji
My Workspace

AI reasoning for complex workflows

Select an agent from the sidebar

Choose one of the workflow agents from the sidebar to view its dashboard and manage its tasks.

Workflow Automation

Automate complex workflows with AI-powered agents that handle repetitive tasks.

Data Processing

Extract, analyze, and process data from various sources with high accuracy.

Talk to AI Voice Agents

Sales, Debt Collection, and Customer Support agents are ready to help you.

AI Credit initiation & control

Self-learning creditpolicy optimization system

AI Agent
AI Underwriting Agentv2.4.1 • Enterprise
Active
Learning
Learning from historical dataAnalyzed 1,000+ credit decisions
Policy
Policy optimizationAdapting based on performance metrics
Credit Score
725
Trend+15 points
Approval Rate
82%
Trend+5% from baseline
Default Risk
2.1%
CheckWithin target
Refresh
Policy Optimization
Analyzing
Alert
Current Rule
Decline if: 30+ days past due AND balance > $5,000
Impact: Missing 42% of good customers
Check
Suggested Optimization
Decline if: 45+ days past due AND balance > $7,500
Trend
+15% Approval Rate
Chart
+0.2% Risk Tolerance
Brain
Live Decisions
Live
Customer #8842
Score: 692 | DTI: 44%
Approved
Customer #8843
Score: 645 | DTI: 52%
Declined
Customer #8844
Score: 705 | DTI: 38%
Approved

Document scanning and retrieval

With our blazing fast, state of the art, cutting edge, we are so back cloud servies (read AWS) - you can deploy your model in seconds.

Credit Risk Management Policy

SECTION 1: GENERAL PROVISIONS

1.1 This Credit Risk Management Policy ("Policy") establishes the framework for evaluating and managing credit risk across all lending operations. The Policy aims to maintain a high-quality credit portfolio while ensuring compliance with regulatory requirements and risk appetite limits.

SECTION 2: CREDIT ASSESSMENT CRITERIA

2.1 All credit applications must undergo comprehensive evaluation based on the following criteria:

  • Credit History Assessment
    • - Minimum credit score requirements
    • - Payment delinquency analysis
    • - Length of credit history
  • Financial Capacity Evaluation
    • - Income verification and stability
    • - Debt service coverage ratio
    • - Asset and liability assessment

SECTION 3: RISK MITIGATION

3.1 The following risk mitigation measures must be implemented:

  • Portfolio diversification across sectors
  • Regular stress testing and scenario analysis
  • Continuous monitoring of credit quality indicators

SECTION 4: REGULATORY COMPLIANCE

4.1 All lending activities must comply with applicable regulations, including but not limited to:

  • Capital adequacy requirements
  • Risk-based pricing guidelines
  • Fair lending practices

AI-Powered Risk Analysis Report

EXECUTIVE SUMMARY

The AI system has analyzed the credit policy framework and identified optimization opportunities based on historical performance data and current market conditions.

KEY FINDINGS

  • Policy Effectiveness Analysis:
    • - Current approval rate: 82% (Target: 75-85%)
    • - Default rate: 2.1% (Below industry average)
    • - Risk-adjusted return: 14.3% (Above target)
  • Market Context Integration:
    • - Sector-specific risk trends identified
    • - Macroeconomic indicators incorporated
    • - Competitive landscape analysis
  • Recommended Policy Adjustments:
    • - Increase DTI threshold by 2% for high-score segments
    • - Implement dynamic pricing based on risk profile
    • - Enhanced early warning system for portfolio monitoring

IMPLEMENTATION STRATEGY

The proposed policy adjustments should be implemented in phases:

  • Phase 1: System updates and staff training
  • Phase 2: Pilot program for selected segments
  • Phase 3: Full rollout with monitoring framework

RISK CONSIDERATIONS

The AI system continuously monitors and adjusts for:

  • Market volatility impacts
  • Portfolio concentration risks
  • Regulatory compliance requirements

Our Features at a Glance

Autonomous systems incorporating proactive decision making.
Pinakyne assigns different roles to AI agents (e.g., Researcher, Analyst, Communicator, debt collector) and enables them to interact via APIs and plugins. These agents can work together on complex workflows by sharing information and collaborating on tasks.

Agents integrate with your existing systems

Plug and play with your existing systems.

External Data Sources

CRMs, ERPs, Databases

Data Source
API Gateway

Intelligent API Gateway

Authentication, Rate Limiting, Routing

AI Processing Layer

Data Transformation, Enrichment

AI Processing
Business Logic

Business Applications

Insights Delivery, Automated Actions

Supported Protocols

All Active
REST85%
GraphQL65%
WebSockets75%

Workflows assistants

Agent based workflows to help you with your business.

Tell me about Pinkayne's AI agent capabilities.
Pinkayne's AI agents are designed for powerful data processing and workflow automation. Our agents can handle complex tasks like data extraction, analysis, and report generation with high accuracy and efficiency.
What specific workflows can these agents handle?
Our agents excel in several key workflows: 1. Data Extraction - Processing structured and unstructured data 2. Email Processing - Automated email analysis and response 3. Report Generation - Creating detailed analytics reports Each workflow is optimized for 98.5% accuracy with fast processing times.
How does the data processing workflow work?
The data processing workflow uses advanced AI to: 1. Ingest data from multiple sources 2. Clean and normalize the information 3. Extract key insights and patterns 4. Format results for analysis Our agents typically process tasks in under 1.2 seconds with a 98.5% success rate.

Highly Customizable

Pick your LLM, be it opensource or proprietary, we support all of them.

Add LLM

Add

Groq LLM

23rd March

Llama 3

21st March

OpenAI GPT-4o

3rd May

DeepSeek R1

1st April

Claude 200k

2nd June

Continuous Learning

Agents observe, learn, and act based on feedback loops, constantly adapting to shape their behavior for future interactions.

AI Learning Progress

Active
Optimization Progress0.0%
Iteration 1
Learning

Deploy in minutes

With our blazing-fast, state-of-the-art, cutting-edge cloud-based services, you can deploy selected services in your own environment within seconds.

AzureOpenAI LogoOpenAIAnthropic LogoAnthropicDockerLlamaIndex LogoLlamaIndex VercelLangChain LogoLangChain
AzureOpenAI LogoOpenAIAnthropic LogoAnthropicDockerLlamaIndex LogoLlamaIndex VercelLangChain LogoLangChain
AzureOpenAI LogoOpenAIAnthropic LogoAnthropicDockerLlamaIndex LogoLlamaIndex VercelLangChain LogoLangChain

70%

Cost Reduction

Lower operational costs through AI automation

100%

Automation

End-to-end workflow automation with AI agents

<1min

Processing

Lightning-fast task execution and response

We integrate with your existing tools

Our agents use Model Context Protocol (MCP), to seamlessly integrate with your existing systems to provide real-time, context-aware interactions, enhancing customer engagement and operational efficiency.

Outlook logo
Gmail logo
Salesforce logo
Teams logo
Slack logo
Hubspot logo
Stripe logo
Jira logo

Meet Our Team

Aditi Chatterji

Aditi Chatterji

Founder & CEO

Aditi is an AI and deep learning expert with a strong background in Gen AI and fintech, bringing 10 years of experience across global markets. She has worked with KPMG, HSBC, Wizely Inc., and MortgageKart, developing AI-driven solutions for risk assessment, deep reinforcement learning, and scalable AI architectures. An IISc alumna, DAAD scholar, and Stanford LEAD participant, she is passionate about transforming financial ecosystems with AI.

Bhavna Taneja

Bhavna Taneja

Co-founder

Bhavna is a seasoned digital and AI transformation executive with over 20 years of experience, most recently leading over $500M in sales at Google and driving 20% YoY growth in Southeast Asia’s AI-powered app ads business. With 8+ years managing high-performing global teams at top tech firms, she excels in strategic partnerships and revenue acceleration. Bhavna has successfully boosted conversion rates by up to 10X across finance, retail, e-commerce, and travel sectors through AI-driven strategies. At Google, she advised major banks and fintech firms, implementing pioneering initiatives like financial onboarding journeys, AI maturity models, app conversion frameworks, and a comprehensive Direct-to-Consumer practice..

We prioritize your customers' security above all.

Our platform is built with enterprise-grade security and compliance at its core.

In Progress
GDPR Logo

GDPR

We securely process your data and ensure clear GDPR-compliant rights.

In Progress
HIPAA Logo

HIPAA

We securely process medical data with HIPAA-compliant handling for privacy and confidentiality.

In Progress
AICPA SOC 2 Logo

SOC 2

We follow robust standards for information processing, data retention, and access control.

The future is here. Are you in?

Get instant access to our state of the art products and ecosystem

Dubai, UAE | Singapore
Copyright © 2025 Pinakyne
All rights reserved

Pinakyne